Find More Money in Your Budget – Earn extra income with a new higher paying job or side hustle.Consider a balance transfer to a lower interest rate card to speed up the repayment process. Figure out what you owe, stop using your cards for everyday shopping, pay more than the minimum balance, and reduce unnecessary spending. Make paying off credit card debt a priority. Get a Grip on Credit Card Debt – Too much credit card debt can get in the way of reaching other financial goals. Either way, a budget can help manage debt repayment. Or make small payments on a range of debts to chip away at the total amount owed. Consider paying off high-interest credit card debt first because it is most expensive.
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